Table of Contents:
  • Introduction
  • Savings and loans, 1830-1980
  • The turbulent 1980s
  • The Financial Institutions Reform, Recovery, and Enforcement Act
  • The need to reform the insurance system
  • Lessons for the 1990s and beyond
  • Appendix A : evolution of federal savings and loan powers, 1933-1982
  • Appendix B : major legislative changes in the savings and loan industry in the 1980s
  • Appendix C : important regulatory developments in the savings and loan industry in the 1980s
  • Appendix D : history of the regulatory capital requirement for savings and loans in the 1980s
  • Appendix E : chronology of the Financial Institutions Reform, Recovery, and Enforcement Act, February-August 1989
  • Appendix F : history of federal deposit insurance premiums and coverage, 1934-1989.