Mortgage lending, racial discrimination, and federal policy [electronic resource] / edited by John Goering, Ron Wienk.
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| Online Access: |
Full Text (via Taylor & Francis) |
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| Other Authors: | , |
| Format: | Electronic eBook |
| Language: | English |
| Published: |
London ; New York :
Routledge,
2018.
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| Series: | Routledge revivals.
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| Subjects: |
Table of Contents:
- Cover; Title; Copyright; Dedication; Acknowledgments; CONTENTS; Foreword; PART ONE: MORTGAGE LENDING DISCRIMINATION RESEARCH; 1 An Overview; 2 Discrimination in Mortgage Lending: A Literature Review; 3 Accounting for Racial Differences in Housing Credit Markets; 4 Turning a Critical Eye on the Critics; 5 The Role of FHA in the Provision of Credit to Minorities; 6 Race, Redlining, and Residential Mortgage Defaults:Evidence from the FHA-Insured Single-Family Loan Program; 7 Mortgage Discrimination and FHA Loan Performance.
- 8 Comparing Loan Performance between Races as a Test for Discrimination: A Critique of the Berkovec etal. Study9 Flaws in the Use of Loan Defaults to Test for Mortgage Lending Discrimination; 10 Rejoinder; 11 Discrimination and the Secondary Mortgage Market; 12 Housing Discrimination and the Appraisal industry; PART TWO: FAIR LENDING ENFORCEMENT; 13 An Overview; 14 The Decatur Federal Case; 15 The Decatur Federal Case: A Summary Report.
- 16 Use of Statistical Models to Provide Statistical Evidence of Discrimination in the Treatment of Mortgage Loan Applicants: A Study of One Lending Institution17 Comments and Response by Decatur Federal Savings and Loan Association; 18 Targeting a Lending Discrimination Investigation; 19 Methods for Identifying Lenders for Investigation under the Fair Housing Act; 20 Fair Lending Management: Using Influence Statistics to Identify Critical Mortgage Loan Applications; 21 A Practical Model for Investigating Mortgage Lending Discrimination by Financial Institutions.
- 22 Reviewing Loan Files for Mortgage Lending Discrimination23 The Role of Private, Nonprofit Fair Housing Enforcement Organizations in Lending Testing; 24 Preapplication Mortgage Lending Testing Program: Lender Testing by a Local Agency; 25 The Chevy Chase Case; 26 Patterns of Residential Mortgage Activity in Philadelphia's Low- and Moderate-Income Neighborhoods: 1990-91; PART THREE: FUTURE DIRECTIONS; 27 Future Directions in Mortgage Discrimination Research and Enforcement; List of Tables and Figures; About the Editors and Contributors; Index.