401(k)s for dummies / by Ted Benna and Brenda Watson Newmann.
A guide to 401(k)s that provides information on choosing the right investments for a 401(k) account, understanding the plan, and minimizing risks while maximizing returns.
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| Online Access: |
Full Text (via Skillsoft) |
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| Main Author: | |
| Other Authors: | |
| Format: | Electronic eBook |
| Language: | English |
| Published: |
New York, NY :
Wiley Pub.,
©2003.
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| Series: | --For dummies.
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| Subjects: |
Table of Contents:
- Title
- Contents
- Introduction
- About This Book
- Conventions Used in This Book
- Foolish Assumptions
- How This Book Is Organized
- Icons Used in This Book
- Where to Go from Here
- Part I : Getting Started
- Chapter 1: Benefiting from Your 401(k)
- Defining What a 401(k) Does for You
- Saving Without Tears
- Taking Your Savings with You When You Change Jobs
- Letting the Pros Work for You
- Buying More When Prices Are Low
- Improving Your Chances of an Ideal Retirement
- Protecting Your Money
- Watching Out for Potential Pitfalls
- Telling the Employerâ€"! Point of ViewChapter 2: Understanding the Important Features of Your 401(k)
- How Much Your Employer Contributes
- How Much You Can Contribute
- Vesting: When Your Employerâ€"! Contribution Is Yours to Keep
- When You Can Start Participating
- Accessing Your 401(k) Plan Money While Working
- What Investments You Can Choose
- How Much You Pay for Plan Expenses
- Trying to Improve Shortcomings in Your Plan
- Chapter 3: Signing Up for Your 401(k)
- Figuring Out Whether Youâ€"!e Eligible
- Determining How Much of Your Salary to Put AsideDeciding How to Invest Your Money
- Naming a Beneficiary
- Part II : Finding an Investment Strategy That Lets You Sleep at Night
- Chapter 4: Developing a Savings Plan
- Setting a Target Date for Retirement
- Calculating How Big Your Nest Egg Should Be
- Developing Your Retirement Savings Plan
- Chapter 5: Building Wealth by Taking Reasonable Risks
- Defining Some Investment Basics
- Classifying Different Types of Risk
- Understanding the Risk-Reward Relationship
- Deciding How Much Risk You Can Stand
- Chapter 6: Selecting InvestmentsLooking Over the Investment Menu
- Different Strokes for Different Folks
- Baking Your Asset Allocation Pie
- Seeking Help from the Pros (and We Donâ€"! Mean Julia Child)
- Part III : Getting Your Hands on Your Money
- Chapter 7: Putting Your Hand in the 401(k)ookie Jar
- Hey, Self, Can You Spare a Dime?
- Dipping into Your 401(k) Money to Buy Your First Home
- Both a Borrower and a Lender Be
- To Loan or Not to Loan (to Yourself, That Is)
- Deciding Whether to Take a Hardship Withdrawal or a Loan
- Using 401(k) Money for Other Things â€" Good Idea?Chapter 8: Weighing Your Options When You Leave Your Employer
- A Rolling 401(k) Gathers No Taxes
- Never Can Say Goodbye: Leaving Money in Your Old Employerâ€"! Plan
- Withdrawing the Money with a Lump (Sum) in Your Throat
- Special Company Stock Considerations
- Chapter 9: Living Beyond the Gold Watch
- Decisions, Decisions: What to Do with Your 401(k) Money
- Paying Uncle Sam His Due: Required Withdrawals
- Developing a Strategy to Deal with the Tax Man
- Managing Your Investments in Retirement