Young Person's Guide to Managing Money [electronic resource] / Harriet Tyson.
This booklet gives young people who are just starting out on their own with a small income the information they need to manage their money. The following topics are discussed: how individuals can determine how much money they will have to live on; how to read a pay stub; Social Security and the futu...
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Full Text (via ERIC) |
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| Format: | Electronic eBook |
| Language: | English |
| Published: |
[Place of publication not identified] :
Distributed by ERIC Clearinghouse,
1998.
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| Subjects: |
MARC
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| 245 | 1 | 0 | |a Young Person's Guide to Managing Money |h [electronic resource] / |c Harriet Tyson. |
| 260 | |a [Place of publication not identified] : |b Distributed by ERIC Clearinghouse, |c 1998. | ||
| 300 | |a 41 pages. | ||
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| 500 | |a ERIC Document Number: ED460269. | ||
| 500 | |a Availability: American Youth Policy Forum, 1836 Jefferson Place, N.W., Washington, DC 20036-2505 ($2). Web site: http://www.aypf.org; e-mail: apyf@apyf.org. |5 ericd. | ||
| 500 | |a ERIC Note: For companion to this guide, CE 078 109. |5 ericd. | ||
| 520 | |a This booklet gives young people who are just starting out on their own with a small income the information they need to manage their money. The following topics are discussed: how individuals can determine how much money they will have to live on; how to read a pay stub; Social Security and the future; the importance of putting money in the bank (advice for individuals who are "living on the edge," credit unions; advice for individuals with a little money to spare); considerations in choosing a bank ("no frills" accounts, direct deposit, automated teller machine cards, debit cards, automatic savings deposits); advice on managing savings accounts and checking accounts, establishing credit, borrowing money from banks (student loans), and health insurance; the importance of budgeting before going on a spending spree (analyzing expenses and personal spending and making and living within budgets); shopping with cash versus credit (credit costs, credit traps, shopping, annual percentage rates); steps to take when rejected for a loan (credit reports, credit repair clinics); bills and taxes; living arrangements (living with one's family, paying rent, living with roommates). Concluding the booklet are the addresses and phone numbers of six important sources of advice and help. (MN) | ||
| 521 | 8 | |a Students. |b ericd. | |
| 650 | 1 | 7 | |a Banking. |2 ericd. |
| 650 | 1 | 7 | |a Budgeting. |2 ericd. |
| 650 | 1 | 7 | |a Consumer Education. |2 ericd. |
| 650 | 1 | 7 | |a Credit (Finance) |2 ericd. |
| 650 | 0 | 7 | |a Health Insurance. |2 ericd. |
| 650 | 1 | 7 | |a Housing. |2 ericd. |
| 650 | 0 | 7 | |a Information Sources. |2 ericd. |
| 650 | 1 | 7 | |a Money Management. |2 ericd. |
| 650 | 0 | 7 | |a Secondary Education. |2 ericd. |
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