Study of Guaranteed Student Loan Default Rates [electronic resource] / John B. Lee.
Data on Guaranteed Student Loan (GSL) program defaults for 1965 to early 1981 are presented, as are characteristics of GSL lenders. Default rate data are provided by state agency, year of birth of loan recipient, last academic year, year of last loan, elapsed time between last loan and current statu...
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| Format: | Electronic eBook |
| Language: | English |
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[S.l.] :
Distributed by ERIC Clearinghouse,
1982.
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MARC
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| 099 | |f ERIC DOC # |a ED228952 | ||
| 100 | 1 | |a Lee, John B. |q (John Bruce) | |
| 245 | 1 | 0 | |a Study of Guaranteed Student Loan Default Rates |h [electronic resource] / |c John B. Lee. |
| 260 | |a [S.l.] : |b Distributed by ERIC Clearinghouse, |c 1982. | ||
| 300 | |a 135 p. | ||
| 500 | |a ERIC Document Number: ED228952. | ||
| 500 | |a Sponsoring Agency: National Commission on Student Financial Assistance, Washington, DC. |5 ericd. | ||
| 500 | |a ERIC Note: Not available in paper copy due to marginal legibility of original. |5 ericd. | ||
| 500 | |a Educational level discussed: Postsecondary Education. | ||
| 520 | |a Data on Guaranteed Student Loan (GSL) program defaults for 1965 to early 1981 are presented, as are characteristics of GSL lenders. Default rate data are provided by state agency, year of birth of loan recipient, last academic year, year of last loan, elapsed time between last loan and current status, institutional type and control, and institutional size. Information is presented on the percentage of loans in default, the average size of loans in default, and the percentage of dollars in default. Findings indicate that 12.16 percent of all loans that have entered repayment and were made by guaranty agencies since 1965 have ended in default. This is the gross default rate and does not reflect any success that collection procedures may have on reinstating a borrower in repayment status. Two previous studies of student loan defaults are also briefly reviewed: (Cresap, McCormick, and Paget, 1979) and (Kuch, 1978). A second brief paper entitled "Study of Guaranteed Student Loan Default Rates: Part 2--Lender Characteristics" is also presented. Information is provided on the type and size of lenders, and differences in defaults by geographic regions. (SW) | ||
| 650 | 0 | 7 | |a Banking. |2 ericd. |
| 650 | 1 | 7 | |a Credit (Finance) |2 ericd. |
| 650 | 0 | 7 | |a Financial Services. |2 ericd. |
| 650 | 0 | 7 | |a Geographic Regions. |2 ericd. |
| 650 | 1 | 7 | |a Institutional Characteristics. |2 ericd. |
| 650 | 0 | 7 | |a Legal Responsibility. |2 ericd. |
| 650 | 1 | 7 | |a Loan Repayment. |2 ericd. |
| 650 | 0 | 7 | |a Organizations (Groups) |2 ericd. |
| 650 | 0 | 7 | |a Postsecondary Education. |2 ericd. |
| 650 | 1 | 7 | |a Student Characteristics. |2 ericd. |
| 650 | 0 | 7 | |a Student Financial Aid. |2 ericd. |
| 650 | 1 | 7 | |a Student Loan Programs. |2 ericd. |
| 650 | 0 | 7 | |a Student Responsibility. |2 ericd. |
| 710 | 2 | |a Applied Systems Institute. | |
| 856 | 4 | 0 | |u http://files.eric.ed.gov/fulltext/ED228952.pdf |z Full Text (via ERIC) |
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| 952 | f | f | |p Can circulate |a University of Colorado Boulder |b Online |c Online |d Online |e ED228952 |h Other scheme |i web |n 1 |