Building assets, building credit : creating wealth in low-income communities / Nicolas P. Retsinas, Eric S. Belsky, editors.
"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguar...
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Full Text (via ProQuest) |
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| Other Authors: | , |
| Format: | eBook |
| Language: | English |
| Published: |
Washington, D.C. :
Brookings Institution Press,
©2005.
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| Series: | James A. Johnson metro series.
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| Subjects: |
MARC
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| 245 | 0 | 0 | |a Building assets, building credit : |b creating wealth in low-income communities / |c Nicolas P. Retsinas, Eric S. Belsky, editors. |
| 260 | |a Washington, D.C. : |b Brookings Institution Press, |c ©2005. | ||
| 300 | |a 1 online resource (xiv, 395 pages) : |b illustrations. | ||
| 336 | |a text |b txt |2 rdacontent. | ||
| 337 | |a computer |b c |2 rdamedia. | ||
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| 504 | |a Includes bibliographical references and index. | ||
| 505 | 0 | |a Cover; Title Page; Contents; Foreword; Acknowledgments; 1. New Paths to Building Assets for the Poor; 2. Credit Matters: Building Assets in a Dual Financial Service System; PART 1: Making Choices; 3. To Bank or Not to Bank? A Survey of Low-Income Households; 4. Refinance and the Accumulation of Home Equity Wealth; PART 2: Beyond Prime; 5. Changing Industrial Organization of Housing Finance and Changing Role of Community-Based Organizations; 6. Exploring the Welfare Effects of Risk-Based Pricing in the Subprime Mortgage Market. | |
| 505 | 8 | |a 7. Hitting the Wall: Credit as an Impediment to Homeownership8. Credit Scoring's Role in Increasing Homeownership for Underserved Populations; PART 4: Role of Regulation; 9. Models of Credit Market Regulation; 10. Accuracy in Credit Reporting; 11. Cost-Benefit Analysis of Debtor Protection Rules in Subprime Market Default Situations; PART 5: Working toward Solutions; 12. Institutions and Inclusion in Saving Policy; 13. Unbanked to Homeowner: Improving Financia. | |
| 520 | |a "Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher. | ||
| 588 | 0 | |a Print version record. | |
| 650 | 0 | |a Consumer credit |z United States. | |
| 650 | 0 | |a Low-income consumers |z United States. | |
| 650 | 0 | |a Home ownership |z United States. | |
| 650 | 0 | |a Mortgage loans |z United States. | |
| 650 | 7 | |a Consumer credit. |2 fast |0 (OCoLC)fst00876277. | |
| 650 | 7 | |a Home ownership. |2 fast |0 (OCoLC)fst00959347. | |
| 650 | 7 | |a Low-income consumers. |2 fast |0 (OCoLC)fst01003209. | |
| 650 | 7 | |a Mortgage loans. |2 fast |0 (OCoLC)fst01026596. | |
| 651 | 7 | |a United States. |2 fast |0 (OCoLC)fst01204155. | |
| 700 | 1 | |a Retsinas, Nicolas Paul, |d 1946- | |
| 700 | 1 | |a Belsky, Eric S. | |
| 776 | 0 | 8 | |i Print version: |t Building assets, building credit. |d Washington, D.C. : Brookings Institution Press, ©2005 |z 0815774095 |w (DLC) 2005017461 |w (OCoLC)58830763. |
| 830 | 0 | |a James A. Johnson metro series. | |
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